To be recognized as a top tier firm and employer of choice. To foster a community that brings together stakeholders to achieve outcomes based on the following underlying key principles:
To always act in the best interest of our clients and represent them holistically to achieve financial independence. To live and act in accordance to the firms core principles:
Stephanie Wong started her career in finance and banking in 2003 working for Wells Fargo & Company, an American international banking and financial services company. She was recognized and awarded - Top 2 in the Region at the San Francisco, California Head Quarters - for exceeding business growth and for achieving the customer excellence experience.
With dreams of managing her own business one day she commenced her postgraduate studies at Murdoch University in 2007 while working at the Commonwealth Bank of Australia. After completing her Masters of Business Administration in 2009 she left the Commonwealth Bank to pursue her dreams of building a great and successful business and founded PMM in April 2010.
Stephanie knew that the key to a successful business is to surround herself with likeminded professionals who have a high degree of knowledge, experience and expertise and puts clients and its people at the cornerstone of everything they do.
Stephanie designed PMM's workflow process and continues to provide ongoing training and development to members of the team from the support staff all the way up to management. She works hand in hand with the CEO and the management team and continues to oversee the overall quality assurance and compliance management for the entire practice.
Chief Executive Officer
Gui De Castro is an award winning financial adviser and the Chief Executive Officer at PMM, a full-service financial advisory firm with Head Quarters in Perth, Western Australia.
Under Gui's leadership, PMM has grown an average of 30% year-on-year and in 2016 was awarded "National Practice of the Year" by Sentry Group.
Gui has extensive experience working around the globe as an investment banker in Singapore and Hong Kong. In 1998, Gui re-located to San Francisco, California. He began his wealth management career in 2000 and has worked for a number of leading institutions in the United States including American Express Financial Advisers, Salomon Smith Barney, Wells Fargo Private Banking as a Private Client Adviser, and Vice President at Bank of America Merrill Lynch.
In 2006, Gui left the United States to take up a role at Westpac as an Executive Financial Planner where in 2008 was awarded "Top Senior Business Planner"... "Westpac Planner of the Year"... and winner of the "Top Team Business Forum" at Westpac/BT Financial Group.
Graduating from the University of Melbourne with a bachelor’s degree in Actuarial Studies, Cliff Khoo found great interest in the financial service sector by continuing his studies and completing a master’s degree in Applied Econometrics. To deepen his knowledge and skills in the industry, he began his career at PMM and is currently pursuing a Diploma in Financial Planning (DFP).
Surrounded by knowledgeable and enthusiastic people in PMM, Cliff gained valuable skills and insight, leading him to work consistently at high standards. Cliff is committed to helping people by guiding them towards security and success in their finances, believing that we all have the ability to pursue happiness and achieve financial freedom.
Born and raised in Malaysia, Cliff thrives in any environment where he is challenged and can contribute positive change, gain knowledge and broaden his skills. He enjoys working with people and appreciates the company’s culture. In his spare time, Cliff spends time with his family and friends and enjoys anything to do with finding good food.
Senior Financial Adviser
After graduating from Edith Cowan University with a Bachelor of Business, Luke Smith dove head first into the world of finance.
Quickly rising through the ranks, Luke began his career as Head Paraplanner at Infocus Money Management and soon rose to Senior Wealth Adviser and a partner with PMM.
A specialist at advising on investments, Luke excels at taking the complex world of securities and making it simple.
Always keen to deepen his knowledge of the industry, Luke has also completed a Masters of Applied Finance and has been using his knowledge to help clients from all walks of life.
Senior Financial Adviser
A keen student of the world of finance, Troy Hart holds an array of qualifications in his field. Taking an early shine to financial planning, Troy immediately completed a Diploma and Advanced Diploma of Financial Planning after graduating from Edith Cowan University with a Bachelor of Business. Since then Troy has worked his way up the ranks, gaining valuable skills and insight from his time with premiere financial institutions such as the Commonwealth Bank. Troy is a fan of Warren Buffet and his favourite quote from the great investor is: "The most important investment you can make is in yourself." Now holding a Master of Professional Accounting from Murdoch University, Troy flexes his keen mind by developing paths to wealth for our clients. Always active, Troy loves to cycle and run whenever he gets a chance. Whenever he's away from the office he's either off on the track or spending time with his lovely wife Hannah.
From a young age Nicholas realised that in order to achieve something, you're going to have to work for it. Nicholas has always tried to approach each goal that he wanted to achieve as a challenge that he was going to succeed at.
Nicholas has never been one who's attempted to fit in rather one who is happy to be different. One of his idols (Arnold Schwarzenegger) has 6 rules to success. The last of these rules is give something back. Helping someone will give you more satisfaction than any award or accolade. This is why Nicholas chose to do what he does each day. Nicholas says ''I don't get out of bed each day for the money, I do it because I want to help people using the training and education that I am blessed to have''. Knowing each day that his input can help someone achieve their financial goals is his greatest motivation.
Nicholas focuses on overall strategic advice for his clients with an emphasis on reducing the financial complexity of their personal affairs. Nicholas graduated from Curtin University in 2010 with a Bachelor of Commerce majoring in Financial Planning. Nicholas continued his studies by completing his Certified Financial Planner® certification (CFP®) in 2016 along with the Specialist Superannuation Adviser™ (SSA™) in 2017. Nicholas is a registered tax financial adviser and a member of the Financial Planning Association and the Self-Managed Super Fund Association.
After graduating from the University of Manchester with a Bachelor’s degree in Economic Science, Lewis turned down the opportunity of an accountancy career in the City of London to instead try his luck on the sunny shores of Western Australia. The gamble paid off, and Lewis has enjoyed a great start to his financial services career, completing an Advanced Diploma of Financial Planning and quickly progressing from a Planner Assistant role with BT Financial Group to his current capacity of Financial Adviser with PMM.
Lewis is a strong believer in holistic, strategic financial advice, and is passionate about helping clients to see the bigger picture and think long term, educating and empowering them as well as advising them. He has a particular interest in portfolio construction and management and is well read and researched in this area.
Outside the office Lewis is an eager (but very amateur) squash player and an avid soccer fan, and loves to spend time with his two French Bulldogs.
Associate Financial Adviser
Upon majoring in Business Law from Curtin University, Simon began his career at PMM whereby he was supporting the financial advisers at an administrative level.
It was in seeing the value and impact those financial advisers could have in people's lives, that spurred Simon on to study Financial Planning whilst making his way through the ranks at PMM.
For Simon, he has always believed in beginning with the end in mind, whether it be for himself or for the client.
He is of the belief that providing professional advice underpins the proper determining of financial goals and the subsequent blueprint to realise said goals, and so he is committed to an ongoing journey to financial mastery.
For him, financial planning provides him the opportunity to live his life in alignment with his values, where he can make a meaningful difference in people's lives by providing the knowledge and expertise to determine what and how people want to proposer and secure their family's financial position.
Simon is the benefactor of a broad interest in all things financial, with a special interest in Australian shares and the emerging landscape of Cryptocurrencies.
After changing careers from an I.T background, Aaron graduated from Edith Cowan University with a double major in Finance and Accounting. Immediately working in wealth management, he found his prior skills in I.T. offered a unique skillset to solve complex problems.
Progressing through a number of independent wealth management firms and keenly observing best practice, Aaron has been integral in reforming business and enhancing the advice delivery process throughout his decade long financial services career.
With a strong understanding in tax, superannuation and cash flow modelling, Aaron is enthusiastic in providing great outcomes for his clients.
Aaron is a registered tax financial adviser, a member of the Financial Planning Association and studying to complete his Certified Financial Planner® certification (CFP®). In his own time, he embraces the time with his wife and son, plays guitar in his church band and enjoy times in and under the water, taking the time to sail and snorkel when he can.
Associate Financial Adviser
Graduating from the University of Western Australia with a Bachelor’s degree in Economics and Finance and currently completing a further Law Degree (LLB), with a keen interest in International finance and the Asian markets, Joshua completed his Diploma in Financial Planning towards the end of his degree to pursue his career in Financial Planning. In addition, he has also completed his SMSF advice accreditation.
Joshua’s interest in international markets stems from his travels around Asia, where he spent 3 years prior to beginning university (he calls this his ‘gap year’) travelling and studying Mandarin Chinese. Something of a polyglot, in addition to Mandarin Joshua speaks some German and continues to study both to improve his skills. In the future he would like to be able to use his broad appreciation of international affairs and linguistic skills to provide advice to international residents of Australia, with a full appreciation of the challenges of being an expat.
Beginning his graduate career in the commercial and retail finance industry, Joshua was passionate about moving into a full scope advisory position where he could entail all aspects of Financial Planning and work to improve the position of individuals, families and businesses. Joshua began his journey with PMM as a Client Service Officer, learning all of the back office procedures, systems and crucial skills that would lead into his Associate Adviser journey.
In his spare time Joshua enjoys camping and hiking; ever the explorer, he will pick a spot well off the grid and find his way there, enjoying all that the great Australian outdoors has to offer.